RV and pickup with boat trailer driving on a Mexican coastal highway at sunset
For U.S. & Canadian travelers crossing into Mexico

Insured before
you cross the border.

Your U.S. or Canadian auto policy does not cover you in Mexico. Get a legally compliant Mexican tourist insurance policy for your car, motorcycle, RV or boat in under 5 minutes — by the day, week or year.

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

< 5 min
Quote & buy
24/7
Instant policy
A.M. Best
Rated carriers
USD / CAD
Pay your way
Mexico-compliant
Meets Federal & State law
Bind in minutes
Policy emailed instantly
Bilingual policy
English & Spanish PDF
Secure checkout
Encrypted payment
Why you need it

Your U.S. or Canadian insurance doesn't protect you here.

Mexican law requires liability insurance from a Mexican-licensed insurer. Your current policy — no matter how good — is not valid south of the border. Driving without it is illegal and puts everything at risk.

A legal Mexican policy starts at just a few dollars a day and takes about 5 minutes to get.

If you're stopped or in an accident without Mexican insurance:
  • Your vehicle can be impounded on the spot
  • You can be detained until you prove you can pay for damages
  • You're personally liable for up to $500,000 USD in damages
  • Your U.S. or Canadian insurer cannot intervene or pay claims in Mexico
Coverage

Whatever you drive across, we cover it.

One quote engine for every vehicle you bring into Mexico. Choose daily, weekly, monthly or annual coverage at checkout.

Auto

Sedans, SUVs, pickups and leased vehicles up to $200,000 USD value.

Liability or full coverage
Quote this vehicle

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

Motorcycle

Touring, cruiser, sport and dual-sport bikes. Includes trailer-haul coverage.

Liability or full coverage
Quote this vehicle

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

RV & Trailer

Motorhomes, campers, fifth-wheels and travel trailers — your home on wheels.

Liability or full coverage
Quote this vehicle

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

Watercraft

Boats up to 26 ft and personal watercraft, on the trailer or in Mexican waters.

Liability or full coverage
Quote this vehicle

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

Towed units

Coverage while in tow and when decoupled from your tow vehicle.

Liability + physical damage while in tow
Quote this vehicle

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

Compare plans

Liability Only vs. Full Coverage.

Both plans meet Mexican legal requirements. Full coverage adds protection for your own vehicle.

CoverageLiability OnlyFull Coverage
Damage to other vehicles / property
Bodily injury to third parties (up to $500K USD)
Legal assistance & bail bond
Roadside assistance (bilingual, 24/7)
Damage to your own vehicle
Total theft
Partial theft / vandalismpremium
Gap coveragepremium
Medical payments for occupantspremium

"Premium" items are included on the broker's premium full-coverage tier. Exact limits and inclusions vary by carrier and appear on the quote screen before you pay.

How it works

Insured in under five minutes.

The whole process is online. No phone calls required, no paperwork at the border, no waiting at an agency.

Start my quote

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.

  1. 1

    Tell us about your trip

    Dates, vehicle and how far south you’re heading. Auto-detects coverage zone.

  2. 2

    Compare carriers & limits

    See real-time prices from A-rated Mexican carriers. Pick liability or full coverage.

  3. 3

    Pay securely

    USD or CAD on any major card. Encrypted, no hidden fees.

  4. 4

    Print and drive

    Your bilingual policy and ID card land in your inbox instantly. Show it at the border.

What’s included

Real coverage. Not just a piece of paper.

Every policy meets Mexico’s federal liability requirement and includes the protections that actually matter on the road.

  • Mexico-required civil liability
  • Physical damage & theft coverage
  • Legal assistance & bail bond
  • Medical payments for occupants
  • 24/7 bilingual roadside assistance
  • Towing & travel expenses
  • Vandalism & partial-theft protection
  • Coverage anywhere in Mexico, all states
Travelers

Trusted by cross-border travelers.

Real feedback from U.S. and Canadian drivers who insured their trip through our broker partner.

★★★★★
We were halfway to Rocky Point when my wife asked if we were covered. Three minutes on my phone and we had a policy in our inbox before we hit Sonoyta.
Mark D.
Phoenix, AZ · RV + tow vehicle
★★★★★
Bought a 6-month policy for our snowbird run to San Carlos. The bilingual PDF made the checkpoint stop a 30-second formality instead of a problem.
Linda & Roy K.
Calgary, AB · Pickup + travel trailer
★★★★★
I ride down to Baja twice a year. Quoted three carriers side by side, picked the cheapest with full theft, paid with Apple Pay. Done before my coffee was cold.
Jared M.
San Diego, CA · Motorcycle
★★★★★
Had a fender-bender outside Ensenada. Called the bilingual adjuster, they sent someone within the hour and handled the police report. Worth every penny.
Patricia L.
Tucson, AZ · SUV
★★★★★
I was skeptical about buying insurance online for Mexico, but the broker is U.S.-licensed and the carrier is one I recognized. Renewed for a second year.
Daniel R.
Houston, TX · Sedan
★★★★★
Towed our boat to Puerto Peñasco and needed coverage for the trailer too. Added it as a separate unit in the same quote — simpler than I expected.
Brian H.
Mesa, AZ · Truck + boat trailer

Testimonials reflect individual experiences with our broker partner and are not a guarantee of future results. Coverage, response times and claim outcomes depend on the policy and carrier you select at checkout.

FAQ

Common questions.

Still unsure? Call us at 844.273.5527.

Is U.S. or Canadian auto insurance valid in Mexico?

+

No. Mexican federal law requires a policy issued by a Mexico-licensed insurer. Driving without one can lead to vehicle impound and detention after an accident.

How fast can I get a policy?

+

Most travelers complete the quote, purchase, and policy delivery in under 5 minutes. The bilingual PDF is emailed instantly — print it or show it from your phone.

Can I buy coverage for just a weekend?

+

Yes. Choose daily, weekly, semi-annual or annual coverage. If you cross often, the annual policy usually pays for itself in 2–3 trips.

Does it cover my trailer or boat too?

+

Yes. Add your trailer, RV, motorcycle or boat in the same quote. Each unit gets its own line of coverage on one policy.

What if I drive a leased or financed vehicle?

+

Covered. The policy lists the lienholder and meets standard lender requirements for foreign coverage.

Who underwrites the policy?

+

Top-rated Mexican carriers including HDI, GNP, ANA, Qualitas and Chubb — all A.M. Best rated and authorized by Mexico’s CNSF.

Before you start

Have this ready — it takes under 5 minutes.

The quote form will ask for a few details. Gather them now and you'll fly through checkout.

VIN is only needed to issue the policy, not to quote

You can get a quote without the VIN. The broker will ask for it only when you are ready to buy and issue the policy. To continue past the quote, make sure you have the destination city in Mexico and driver's citizenship filled in. If you see a red error message, scroll up — a required field is missing or invalid.

  • Travel dates and final destination city in MexicoRequired
  • Vehicle year, make, model and value (USD)
  • VIN (17 characters) and license plate numberAt purchase
  • Driver's citizenship (U.S. or Canada) and occupationRequired
  • Email address for instant policy delivery
  • Credit or debit card (Visa, MasterCard, Amex, Discover)
Licensed & regulated

Quotes and policies are issued by International Insurance Group, Inc. DBA Mexico & RV Insurance Services — California Insurance License 0D06599. Serving U.S. and Canadian travelers since 1999.

Secure payment

256-bit SSL encryption. Pay in USD or CAD with any major card.

VISAMasterCardAMEXDiscover
Heads up: language

The quote tool may load in Spanish by default. Use the language toggle at the top of the page to switch to English at any time — your data is preserved.

What happens when you click "Get my quote"

You'll continue on our licensed partner's secure quote platform.

Quotes and policies are issued through Mexico Insurance Online, a U.S.-based licensed insurance agency and our authorized broker partner. You'll see their branded checkout at app.polmaker.com — an encrypted (HTTPS) platform used by thousands of U.S. and Canadian travelers every year.

Licensed U.S. agency

Mexico Insurance Online is a U.S.-licensed insurance broker — not an offshore site.

Encrypted checkout

256-bit SSL. Your card data never touches our servers.

Regulated carriers

Policies underwritten by GNP, Chubb, El Águila and other CNSF-authorized insurers.

Prefer to talk to a person first? Call 844.273.5527 — bilingual agents, Monday–Saturday.

Privacy & consent

Your data is only used to build your quote.

When you click "Get my quote", you are taken to the broker's secure form. Here's what happens with the information you enter.

What you share

Travel dates, destination, vehicle details (year, make, model, VIN, value), driver's citizenship, occupation, and payment information.

How it's used

Solely to calculate your premium, bind your policy, and deliver your documents. It is not sold, rented, or used for marketing.

Where it's stored

This landing page does not collect or store your data. Everything is entered directly on the broker's encrypted platform at app.polmaker.com.

Your consent

By clicking "Get my quote", you consent to share your information with Mexico Insurance Online for the purpose of obtaining an insurance quote and policy.

Questions about your privacy? Call us at 844.273.5527.

Terms & conditions

Coverage, exclusions & purchase process.

By clicking “Get my quote”, you agree to the terms below. Please read them carefully before you buy.

What's covered

All policies include Mexico-required civil liability, optional physical damage & theft, medical payments for occupants, legal assistance & bail bond, and 24/7 bilingual roadside assistance. Limits vary by carrier and the plan you select at checkout.

Common exclusions

Coverage does not apply outside the stated policy dates or territory, for driving under the influence, intentional acts, unlisted drivers, racing, or vehicles used for commercial hire. Wear & tear, mechanical breakdown, and items stolen from the vehicle are generally not covered.

Purchase process

You enter your trip and vehicle details on app.polmaker.com, select a carrier and limits, pay in full, and receive your policy documents by email. The policy is binding once payment is accepted and the declaration page is issued.

Cancellations & refunds

Cancel before the effective date for a full refund. Unused days may be refunded after the effective date, subject to the carrier's minimum earned premium and a processing fee. No refund once a claim has been reported.

Full legal terms

The complete policy terms, conditions, and exclusions are provided by the underwriter after you select a quote and before you complete payment. If you have questions about a specific term, call 844.273.5527 before you bind coverage.

Cross the border with peace of mind.

Your policy in five minutes. Coverage that actually works in Mexico.

By clicking “Get my quote now”, you agree to our terms & conditions regarding coverage, exclusions and purchase process.

What happens next: you'll continue on our licensed broker partner's secure platform at app.polmaker.com. Mexico Insurance Online operates the quote tool and issues your policy.

Tool may load in Spanish — switch to English using the language toggle at the top of the page.